FAQ’s
What is the Just For Our Heroes program?
Just for Our Heroes™ (JFOH) provides active and retired Military, Law Enforcement, Firefighters, Doctors, Nurses and Teachers with exclusive savings, rebates and credits on Mortgage and Real Estate Services.
What Heroes are eligible for the JFOH program?
JFOH qualified heroes are active, current, former or retired Military, Law Enforcement, Firefighters, EMS, Doctors, Nurses and Teachers. Not sure if you qualify – please contact us.
What Heroes’ family members are eligible for the JFOH program?
JFOH qualified Heroes immediate family members are spouses, domestic partners, cohabitants, children, stepchildren, grandchildren, parents, stepparents, mothers-in-law, fathers-in-law, sons-in-law, daughters-in-law, grandparents, great grandparents, brothers, sisters, half-brothers, half-sisters, stepsiblings, brothers-in-law, sisters-in-law, aunts, uncles, nieces, nephews and first cousins (child of an aunt or uncle). Not sure if you qualify – please contact us.
Do I need to use all your services to receive JFOH program benefits?
No, you do not need to use all our services. Although the more JFOH services you use, the more you can save.
Mortgage Loan Services – How are savings calculated when refinancing or financing a new home?
When you choose to work with our JFOH Mortgage Lender team member for your home financing needs, you will receive a closing cost credit of up to $500.00.
Real Estate Agent Services - How are savings calculated when buying and/or selling a home?
When you choose to work with a JFOH Real Estate team member to buy and/or sell your home, you will receive a rebate of up to 25% of your agent’s gross commission or a discounted commission rate. Rebates will be issued from your agent directly to you after closing (typically within 30 days) or as a credit at closing (depending on the state you are in).
Will I be taxed on the rebate I receive from my agent?
Due to tax laws constantly changing, this is something you need to discuss with your tax specialist.
What if I already have a Mortgage Lender or Real Estate Agent?
Just For Our Heroes program benefits are only available to qualified “Heroes” that register with our program and work with our assigned team members.
Does Just For Our Heroes charge a fee?
Just For Our Heroes does not charge a fee for Heroes to participate in the program.
